Prior to starting credit education and document processing services, you will sign a client agreement along with the following documents to sign and / or review:
- Credit Restoration Agreement
- Attorney In Fact
- Payment Authorization
- Client Required Actions Agreement
- Client Tasks Checklist
- Authorization for Credit Repair Action
- Consumer Credit File Rights (CROA Disclosure)
- California Consumer Credit File Rights Disclosure
- Right Of Cancellation Notice
- Notice of Credit Wellness Center Privacy Policy
The services we perform may include
CREDIT AUDIT SERVICE:
1. Review & assess the Client's current credit standings, & consult with the Client as to the information contained within their credit report.
2. Enter all applicable data from Client's credit report into secure internal database.
3. Client's file is prepped & investigations / challenges plotted to include the items that Client has indicated to be reporting erroneously per the Client's
affirmation.
4. Company will then prepare the individual investigations and/or challenges to each of the three major credit reporting agencies (Experian, Transunion, &
Equifax) & send them.
CREDIT REPAIR SERVICE:
1. Assist in the update, correction, or removal of any item that is found to have been reported erroneously or inaccurate.
2. Periodic reviews and analysis of Client’s credit status.
3. Continually receive and processing manual/automatic updates for Client.
4. Respond to, receive, and/or initiate correspondence via telephone, online, email, facsimile, or regular mail on behalf of client
5. Create a strategic plan to assist Client in meeting Client’s goals, upon request of Client.
6. Create letters, emails, an email address, faxes, or electronic communications to the applicable creditors, collection companies, public record offices, and the three major reporting agencies in the attempt to correct or remove errors and other items appearing on the Client’s credit reports which Client indicates to be inaccurate, incomplete, outdated, or unverified as per the Fair Credit Reporting Act on the Client’s behalf.
7. Conducts follow up via phone, email, or regular mail with Client to discuss Client’s status and strategy.
8. Assist Client with credit/financial related questions to the best of our ability.
1. Review & assess the Client's current credit standings, & consult with the Client as to the information contained within their credit report.
2. Enter all applicable data from Client's credit report into secure internal database.
3. Client's file is prepped & investigations / challenges plotted to include the items that Client has indicated to be reporting erroneously per the Client's
affirmation.
4. Company will then prepare the individual investigations and/or challenges to each of the three major credit reporting agencies (Experian, Transunion, &
Equifax) & send them.
CREDIT REPAIR SERVICE:
1. Assist in the update, correction, or removal of any item that is found to have been reported erroneously or inaccurate.
2. Periodic reviews and analysis of Client’s credit status.
3. Continually receive and processing manual/automatic updates for Client.
4. Respond to, receive, and/or initiate correspondence via telephone, online, email, facsimile, or regular mail on behalf of client
5. Create a strategic plan to assist Client in meeting Client’s goals, upon request of Client.
6. Create letters, emails, an email address, faxes, or electronic communications to the applicable creditors, collection companies, public record offices, and the three major reporting agencies in the attempt to correct or remove errors and other items appearing on the Client’s credit reports which Client indicates to be inaccurate, incomplete, outdated, or unverified as per the Fair Credit Reporting Act on the Client’s behalf.
7. Conducts follow up via phone, email, or regular mail with Client to discuss Client’s status and strategy.
8. Assist Client with credit/financial related questions to the best of our ability.
In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 5 business days from the date you signed it. Just send written notice as outlined in your client agreement.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
